We must grab an opportunity to buy takaful plan due to following reasons:
1. Tax relief
a. Life - RM6000/yr
b. Medical & Education - RM3000/yr
2. Forced saving
- After 10 years, we should have substantial saving that can be withdrawn for any
purposes
3. Protection
- In case of total permanent disability or sudden death, we will leave substantial
cash to our next of kin
4. Donation
- Systematic & structured way of donating fund to others
5. Discipline - Takaful scheme can inculcate good habit in saving & anticipation of
future needs
If we subscribe a medical plan attached to takaful policy, we should have free medical treatment & ensured for best services at any hospitals nationwide.